I took my grandfather’s old guitar to the pawn shop to get money for food, thinking it was the last thing I had left. A stranger walked up and said, “Do you know how to play a jazz chord?” That moment unlocked the secret of a three-million-dollar fortune. It all started on a gray afternoon in Hickory Falls, Missouri, a small town where Main Street has more pawn shops and diners than opportunities. My fridge was almost empty, my last unemployment check was gone, and the only thing still holding a