Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Fair Isaac Corporation's moat is being tested by the recent changes in the mortgage credit score system. But the real impact is limited: mortgage originations account for 44% of scores' revenues, and ...

VantageScore 4.0 is now being accepted by Fannie Mae and Freddie Mac. This is a “big negative” for Fair Isaac, and not many lenders may actually adopt VantageScore. September’s volatility catalysts ...

FICO Scores are the most common scores used by lenders across the U.S. There are multiple versions of FICO scores, each using different criteria. Differences are typically minor and unlikely to impact ...

This op-ed was first published by National Mortgage News. You can read the original piece here. In July 2025, a pivotal change came to the mortgage industry, when the Federal Housing Finance Agency ...